Andrew R. Smith Insurance Service, Inc.
License  0C08418

Privacy Statement
2010

We at Andrew R. Smith Insurance Services Inc. (ARS) value you, your business and your privacy. As part of our continuing efforts to safeguard your personal information, we are providing this notice to help you understand what types of information we may collect about you, what we do with the information, and with whom we might share it.

Although our privacy policy applies to both current and former customers, we will provide a privacy notice annually, as long as we continue to do business with you. We will also notify you if we make any changes.

WHAT TYPES OF INFORMATION DO WE COLLECT ABOUT YOU, AND WHERE DO WE GET THAT INFORMATION?
We may collect nonpublic personal information about you:
* Information that you provide us on applications and other forms
* Information we receive from insurance companies, organizations and related entities
* Information we receive from the Department of Motor Vehicles or other reporting consumer agencies
* Information contained in medical records or from medical professionals related to insurance
claims and/or policy underwriting

WHAT TYPES OF INFORMATION ABOUT YOU DO WE DISCLOSE TO OTHERS, AND TO WHOM DO WE DISCLOSE IT?
We occasionally share your nonpublic personal information with nonaffiliated third parties, but only in connection with the quoting of your insurance, the processing of transactions or the servicing of your business
* Pursuant to joint marketing agreements with others
* If you authorize or agree to such disclosure
* As otherwise required or permitted by law

The nonaffiliated third parties with whom we might share your nonpublic personal information include attorneys who may be defending you in lawsuits, and legal and regulatory authorities.

We do not sell your nonpublic personal information to other companies for their own marketing purposes.

HOW DO WE PROTECT THE CONFIDENTIALITY AND SECURITY OF YOUR INFORMATION?
We restrict access to nonpublic personal information about you to those who may need access to that information for legitimate business purposes. We maintain physical, electronic, and procedural safeguards designed to ensure the privacy of your personal information, and we monitor these security protections on an ongoing basis.

Thank you for your trust in us. lf you have any questions please contact us